New York Health Insurance

Fast Facts about New York

  NY Rank4 U.S.
Population1 19,541,453 3 307,006,550
Total area (square miles) 54,556 27 3,803,290
Land area (square miles) 47,214 30 3,541,479
Population density (people per square mile of land) 413.9 8 86.7
Proportion of population with health insurance2 86.4% 29 84.7%
Number of physicians3 88,179 2 991,066
Number of physicians per 1,000 population 4.5 3 3.2

New York Medicaid

The Medicaid program was established by the federal government to provide needed health care to certain eligible low-income individuals and families who cannot afford to pay for medical care. In order to deliver the program more effectively and target local needs, each state is responsible for managing its own Medicaid program. The federal government and the state share the cost of the program.

The New York State Medicaid program is administered by the Department of Health. If you have high medical bills, receive Supplemental Security Income (SSI), or meet certain financial requirements, you may be eligible for Medicaid.

Medicaid covers for a broad range of benefits, including doctors’ visits, hospital inpatient and outpatient services, prescription drugs, prenatal care, and mental health services.

New York Children’s Health Insurance Program (CHIP)

Children’s Medicaid provides medical care for children in New York, but if your child is not eligible for Medicaid they may be eligible for Child Health Plus, the New York State Children’s Health Insurance Program. Child Health Plus is available to children under the age of 19, who are resident in the state and meet certain eligibility criteria. Similar to Medicaid, eligibility is based on your gross family income, but the limits are higher than those for Medicaid.

New York State High Risk Pool

Residents in New York can now apply for medical coverage under the new Pre-Existing Condition Insurance Plan (PCIP) created by the Affordable Car Act passed by the federal government. In New York State, the PCIP plan is called the NY Bridge Plan, and is administered by Group Health Incorporated. The NY Bridge Plan provides health coverage to individuals who have a pre-existing medical condition, have been uninsured for at least the last six months, and who are legal residents.

The Pre-Existing Condition Insurance Plan covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available immediately, even for treatment of a pre-existing condition.

New York State Insurance Department

The New York State Insurance Department is responsible for supervising and regulating all insurance business in New York State. The Insurance Department protects consumers by regulating premium rates; ensuring insurance companies have adequate capital to pay claims; and reviewing complaints by policyholders. If you are involved in a dispute with your insurance company, the Insurance Department may be able to assist you.

New York State Department of Health

The New York State Department of Health provides health care information and services to the residents of New York State, administers disease prevention and public health programs, and other health initiatives.

 
  1. Population estimates as of July 1, 2009. Source: U.S. Census Bureau.
  2. Proportion of population with health insurance is the average for the two-year period 2007-2008. Source: U.S. Census Bureau.
  3. Number of physicians comprises all licensed nonfederal physicians as of 2008. Source: The Kaiser Family Foundation, statehealthfacts.org.
  4. Rank is based on highest to lowest amount across all 50 states and the District of Columbia.
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